Google Pay merges Android Pay and Google Wallet

Google Pay merges Android Pay and Google Wallet

Google says the initiative is meant to provide consumers with a consistent and simpler way to pay for purchases, whether online or on the high street. If you have purchased an ebook, entered your payment information in Chrome or purchased something in a store - you know what I am talking about. The newly introduced itself is the combo of Android Pay and Google Wallet services. A report by Arstechnica points out that this is Google's fifth payment brand. Google just announced that it's combining all of its payment services into one unified service, called Google Pay.

Until now, Google users have interacted with several different services when making payments online or via their smartphone, laptop or computer.

"Over the coming weeks, you'll see Google Pay online, in store, and across Google products, as well as when you're paying friends", said Bhat.

But the new system Google Pay brings all this under one umbrella, which the company says should make buying and paying through Google much less confusing. So far, Google pay is already enabled for Airbnb, Dice, Fandango, HungryHouse and Instacart, along with other apps and websites. Considering Android and Google's reach that number is expected to grow significantly. Through Google Pay, it is possible to send and receive money from/to your friends/colleagues/family apart from shopping payments.

How does all of this affect Google Tez, the UPI based payments platform that Google has pushed in India? Google Pay seems like it will be its own sandbox integrated with a user's bank account, credit and debit cards.

The impact on you at home: Google Pay may be replacing Android Pay on our phones to streamline the experience, but it doesn't simplify the Android digital payments landscape in the slightest.

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